curl --request POST \
  --url https://api.usepatchwork.co/v1/identify \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "rail": "routing_number",
  "code": "021000021"
}
'

{
  "status": "success",
  "data": {
    "result": "identified",
    "rail": "routing_number",
    "country": "US",
    "institution": {
      "name": "JPMorgan Chase Bank",
      "type": "bank",
      "code": "021000021",
      "address": {
        "city": "Tampa",
        "country": "US"
      }
    },
    "reachable_rails": [
      "ach",
      "wire",
      "rtp"
    ],
    "identified_at": "2026-08-02T12:00:00Z"
  }
}