The Identify Result object

Identify is a single endpoint: POST /v1/identify. The response data is this object.

{
  "result": "identified",
  "rail": "routing_number",
  "country": "US",
  "institution": {
    "name": "JPMorgan Chase",
    "type": "bank",
    "code": "021000021",
    "address": { "city": "Tampa", "country": "US" }
  },
  "reachable_rails": ["ach", "wire", "rtp"],
  "identified_at": "2026-08-02T12:00:00Z"
}

With holder resolution (nuban + account_number):

{
  "result": "identified",
  "rail": "nuban",
  "country": "NG",
  "institution": {
    "name": "Guaranty Trust Bank",
    "type": "bank",
    "code": "058",
    "bic": "GTBINGLA",
    "address": { "country": "NG" }
  },
  "reachable_rails": ["nip"],
  "account": {
    "number": "0123456789",
    "name": "ADA LOVELACE",
    "name_resolution": "resolved"
  },
  "identified_at": "2026-08-02T12:00:00Z"
}

Attributes

enum

required

Outcome of the lookup. One of identified, not_found, unsupported. Only identified is billed.

string

required

Rail that was resolved. One of swift, iban, routing_number, sort_code, ifsc, nuban, momo, gh_bank.

string

ISO 3166-1 alpha-2 of the institution, when known.

object

The identified financial institution. Omitted when result is not identified.

Show properties

string

Institution name.

string

Institution type, e.g. bank.

string

Institution code on this rail.

string

SWIFT/BIC, when known.

object

Show properties

string

City, when known.

string

ISO country.

string[]

Payment rails the institution can be reached on (ach, wire, rtp, nip, …).

object

Present when you supplied account_number.

Show properties

string

The account or wallet number you sent.

string

Resolved holder name, when available.

enum

resolved, unavailable, or not_supported. Holder resolution runs on nuban, momo, and gh_bank only.

timestamp

Present only when result is identified.

If a field is unknown we omit it. See the Identify guide for rails and examples, or Identify an account for the request.

Core

Identify

Loom

Coming soon

Identify

Loom

The Identify Result object

Attributes

​Attributes

Attributes